Florida Flood Zone Maps and Reports

  • Determine if property is in a flood zone and requires flood insurance.
  • Determine if property is at risk for flooding or storm surge.
  • View where flood prone areas of a region are located.

“ I use this tool every day in my line of work. I can get accurate flood reports much quicker and easier than using other sites. ”

Jay Markas
Statewide Commercial Insurance

Florida Zone Zone Report

Overview

MapWise provides FEMA flood zone information for all of Florida. You can quickly find flood zone information by address for anywhere in Florida using the Flood Zone Tool. You can also utilize a more advanced interactive mapping application for viewing flood zone maps along with property boundaries, wetlands, elevation lines and more.

Both tools are web-based and run on tablets and desktops. The Flood Zone Tool also works on smartphones.

A variety of professionals in insurance, surveying, real estate, appraising, engineering and more utilize our web apps for accessing flood zone info and more. Our customers tell us that our Flood Zone Tool provides the easiest way to access flood zone information for a particular property.

Whether you are a homeowner researching a home for purchase or a real estate investor performing due diligence, you can quickly find out whether your property of interest is in a flood zone or if a flood zone is close by.

Flood Zone Tool

Using the Flood Zone Tool is a two step process. First, enter any address in Florida, click search, and the map will zoom to your address. You can adjust the red pin marker to the exact location of the building. Then click Get Flood Report.

Lookup flood zone by address

The Flood Report shows:

  • Whether your address is in or outside a flood zone.
  • If in a flood zone, the flood zone code and description.
  • The Base Flood Elevation, if provided by FEMA.
  • The map panel effective date.
  • The map panel number.
  • The community name.
  • And more...
Flood zone report with map

Florida Maps Online

Florida Maps Online is included with a subscription to the Flood Zone Tool. Florida Maps Online is a comprehensive interactive mapping application that provides access to high resolution aerials, property boundaries, flood zones, wetlands, and more. More information is available on the Florida Maps Online overview page.

Info about Flood Zones

Below is more information about flood zones in Florida. In addition, the three different versions of flood zones are explained. The latest DFIRM are updated flood zone maps that are replacing the original maps throughout the country.

Flood Zone Definitions

ZoneDescription
V100-year floodplain with wave action, no BFEs determined.
VE100-year floodplain with wave action, with BFEs determined.
A100-year floodplain, no BFEs determined.
AE and A1-30100-year floodplain, with BFEs determined.
AH100-year floodplain, with ponding, with BFEs determined.
AO100-year floodplain, with sheet flow, with BFEs determined.
AR100-year floodplain, previously protected by flood control structures and being restored.
A99100-year floodplain, that will be protected by a flood control project under construction.
IN100-year floodplain, no BFEs determined.
B, X500500-year floodplain (0.2% annual chance of flooding)
C, XOutside 100-year and 500-year floodplain.
D, UNDESPossible but undetermined flood hazards.
ANIArea Not Included in any flood study.

Notes:

  • BFE = Base Flood Elevation.
  • 100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation.
  • FEMA states there is a 26% chance of flooding over the life of a 30 year mortgage for structures within the 100-year floodplain.

Available Flood Zone Map Layers

Flood Zones - Digital Flood Insurance Rate Map (DFIRM)

Description
DFIRM is a digital version of FEMA's new updated Flood Insurance Rate Maps (FIRM). FEMA is engaged in a multi-year process to update all FIRMs in the US.

Flood zone maps show areas that have a 1% annual chance of a flood event (100-year flood zone) and areas that have a 0.2% annual chance of a flood event (500-year flood zone). This map layer is from the Federal Emergency Management Agency (FEMA).
Usable Map Scale Range
1:3,600 to 1:500,000
Available Counties
Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Charlotte, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hardee, Hernando, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Miami-Dade, Monroe, Nassau, Okaloosa, Orange, Osceola, Pinellas, Polk, Putnam, Santa Rosa, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Walton, and Washington.
DFIRM Flood Zone Map Sample
The following information is available by using the "i" tool to view more information about a location on the map:

ColumnDescription
FLD_ZONEFlood Zone, e.g. A, AE, etc.
FLOODWAYFloodway
SFHA_TFIN or OUT of Special Flood Hazard Area (100 year flood zone)
STATIC_BFEBase Flood Elevation
V_DATUMVertical Datum
DEPTHBFE. The rounded, whole-foot elevation of the 1-percent-annual-chance flood. This is the value of the BFE that is printed next to the BFE line on the FIRM.
LEN_UNITBFE units, normally feet
VELOCITYVelocity Measurement - n/a for Florida
VEL_UNITUnit of Measurement for Velocity
AR_REVERTIf the area is Zone AR, this field would hold the zone that the area would revert to if the AR zone were removed.
BFE_REVERTIf Zone is Zone AR, this field would hold the static base flood elevation for the reverted zone.
DEP_REVERTIf Zone is Zone AR, this field would hold that flood depth for the reverted zone.
SOURCE_CITSource Citation
ACRESAcreage of flood zone polygon
COUNTYCounty
FLOODPLAINFlood plain description
RISK_LEVELInsurance risk level
DESCRIPTCode description
SOURCEDATEEffective map date

For more information and the definitive resource on Effective Map Dates, please refer to FEMA's Community Status Book Report

Flood Zones - Flood Insurance Rate Map (FIRM) Q3

Description
Q3 is a digital version of FEMA's original Flood Insurance Rate Maps (FIRM). This digital data set was produced in 1996. Q3 is a historical layer used for reference and reviewing changes between newer maps and the older maps. It was meant to be a planning tool and not to be used for flood determination, unless the property being evaluated is more than 250 feet from a flood zone. In some counties, Q3 was never made available.

The Q3 maps are being replaced by DFIRMs. In some areas FIRMs have been updated since the Q3 data set was produced but before the DFIRM project was begun and therefore are not represented in either the Q3 or DFIRM data sets. For more information, please refer to FEMA's Q3 User Guide.

Flood zone maps show areas that have a 1% annual chance of a flood event (100-year flood zone) and areas that have a 0.2% annual chance of a flood event (500-year flood zone). This map layer is from the Federal Emergency Management Agency (FEMA).
Usable Map Scale Range
1:12,000 to 1:500,000
Available Counties
Alachua, Baker, Bay, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Desoto, Duval, Escambia, Flagler, Franklin, Gadsden, Glades, Gulf, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Lake, Lee, Leon, Levy, Liberty, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Volusia, Wakulla, Walton, and Washington.
Q3 Flood Zone Map Sample
ColumnDescription
FIPSState + county FIPS code
COMMUNITYCommunity Number that identifies a county, city, or other community responsible for floodplain management (Community# referenced in Community Status book is State FIPS + Community#)
FIRM_PANELFIRM Panel Number (11-digit alpha-numeric code)
ZONEFlood Zone, e.g. A, AE, etc.
FLOODWAYFloodway - channel, river, or watercourse reserved for flood discharge.
COBRACoastal Barrier Resources Act area, e.g. COBRA_IN or COBRA_OUT
SFHASpecial Flood Hazard Area (100 year flood zone), e.g. IN or OUT
SYMBOLFEMA Symbol id
PANEL_TYPFEMA Panel Type
ST_FIPSState FIPS code
CO_FIPSCounty FIPS code
STATEState FIPS code
PCOMMFIRM Community / County identifier
PANELFIRM Panel Number and Suffix
NOTES:
  • Q3 data is provided for counties with DFIRMs available for historical reference and change detection.
  • In many counties with older maps, the Effective Map Dates vary by community. Please refer to FEMA's Community Status Book Report

Flood Zones - Flood Insurance Rate Map (FIRM) Q3 Update

Description
Some counties in Florida have updated FEMA maps that are post-Q3 and pre-DFIRM. This digital data set is an update to the original Q3 data produced in 1996.

The Q3 Update maps are being replaced by DFIRMs. This map layer is a digital version of FEMA maps that was digitized by individual county governments. Individual counties were acquired and standardized to a common format.
Usable Map Scale Range
1:3,600 to 1:500,000
Available Counties
Franklin, Martin, Pasco, and Polk.
Q3 Flood Zone Map Sample
ColumnDescription
COMMUNITYCommunity Number that identifies a county, city, or other community responsible for floodplain management (Community# referenced in Community Status book is State FIPS + Community#)
FIRM_PANELFIRM Panel Number (11-digit alpha-numeric code)
ZONEFlood Zone, e.g. A, AE, etc.
ZONE2Flood Zone, e.g. A, AE, etc. (only Pasco County)
FLOODWAYFloodway - channel, river, or watercourse reserved for flood discharge.
COBRACoastal Barrier Resources Act area, e.g. COBRA_IN or COBRA_OUT
SFHASpecial Flood Hazard Area (100 year flood zone), e.g. IN or OUT
DESCRIPTIONCode description
BFEBase Flood Elevation
DEPTHFlood depth
COUNTYCounty
NOTES:
  • Q3 Update should be used for Franklin, Martin, Pasco, and Polk counties.
  • In many counties with older maps, the Effective Map Dates vary by community. Please refer to FEMA's Community Status Book Report

Subscription Plans

One week non-recurring for $15:
Unlimited access to the Flood Zone Tool and Florida Maps Online for one week.

Monthly recurring for $25 per month:
This is a monthly recurring plan that can be cancelled at any time. Unlimited access to the Flood Zone Tool and Florida Maps Online.

Annual recurring for $225 per year:
This is an annual recurring plan that saves you $75 per year over the monthly recurring plan. Unlimited access to the Flood Zone Tool and Florida Maps Online.

All plans include:

  • Unlimited usage.
  • Unlimited Flood Reports.
  • Unlimited reports, maps, and images.
  • Full access to Florida Maps Online.

Subscribe to Florida FEMA Flood Zone Report Tool