Florida Flood Zone Maps and Reports

10/06/2024 - The MapWise Flood Zone Report tool is currently free to use without creating an account to help Floridians prepare for and recover from Hurricane Milton.

Get Flood Zone Report by Address in Florida

BETA: Mobile Friendly - Get Flood Zone Report by Address in Florida

Determine if property is in a flood zone and requires flood insurance.
Determine if property is at risk for flooding or storm surge.
View where flood prone areas of a region are located on a map.

“ I use this tool every day in my line of work. I can get accurate flood reports much quicker and easier than using other sites. ”

Jay Markas
Statewide Commercial Insurance

Quickly Find Your Flood Zone Info

Get accurate and up to date flood zone information anywhere in Florida. Find flood zone information by street address using our web-based Flood Zone Tool.

If you are not in a flood zone, you can also view flood zone maps to determine if you are near one.

Professionals in insurance, surveying, real estate, appraising, and engineering industries use MapWise on a daily basis. Homeowners looking at current or future property can use these same tools.

The Flood Zone Tool is available via the web on smartphones, tablets and desktops.

Using the Flood Zone Tool

STEP 1: Enter a Street Address

Enter your address anywhere in Florida, and the map will zoom to it.
Lat/longs in decimal degrees format are also supported, e.g. 28.7456, -81.7237
You can adjust the red pin marker to the exact location of the building.
Then click Get Flood Report.

STEP 2: Get Flood Report

The flood report includes:

Whether your address is in or outside a flood zone.
If in a flood zone, the flood zone code and description.
The Base Flood Elevation, if provided by FEMA.
The map panel effective date.
The map panel number.
The community name and number.
FEMA data source, e.g. DFIRM
Coastal Barrier Resources Act info

MapWise GIS Map Viewer

The MapWise GIS Map Viewer is an interactive mapping application that provides access to high resolution aerials, property boundaries, flood zones, wetlands, and more. It is included with a subscription to the Flood Zone Tool. More information is available on the GIS Map Viewer overview page.

Flood Zones Info

Starting around 2000, FEMA has been updating flood zone maps around the country to a new version called Digital Flood Insurance Rate Map (DFIRM). In Florida, all counties have been updated.

Below is more information about flood zone maps.

Flood Zone Definitions

Zone	Description
V	100-year floodplain with wave action, no BFEs determined.
VE	100-year floodplain with wave action, with BFEs determined.
A	100-year floodplain, no BFEs determined.
AE and A1-30	100-year floodplain, with BFEs determined.
AH	100-year floodplain, with ponding, with BFEs determined.
AO	100-year floodplain, with sheet flow, with BFEs determined.
AR	100-year floodplain, previously protected by flood control structures and being restored.
A99	100-year floodplain, that will be protected by a flood control project under construction.
IN	100-year floodplain, no BFEs determined.
B, X500	500-year floodplain (0.2% annual chance of flooding)
C, X	Outside 100-year and 500-year floodplain.
D, UNDES	Possible but undetermined flood hazards.
ANI	Area Not Included in any flood study.

Table notes:

BFE = Base Flood Elevation.
100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation.
FEMA states there is a 26% chance of flooding over the life of a 30 year mortgage for structures within the 100-year floodplain.

Available Flood Zone Map Layers

Flood Zones - Digital Flood Insurance Rate Map (DFIRM)

Description: DFIRM is a digital version of FEMA's new updated Flood Insurance Rate Maps (FIRM). FEMA is engaged in a multi-year process to update all FIRMs in the US.

Flood zone maps show areas that have a 1% annual chance of a flood event (100-year flood zone) and areas that have a 0.2% annual chance of a flood event (500-year flood zone). This map layer is from the Federal Emergency Management Agency (FEMA).
Usable Map Scale Range: 1:3,600 to 1:500,000
Available Counties: Alachua County, Baker County, Bay County, Bradford County, Brevard County, Broward County, Calhoun County, Charlotte County, Citrus County, Clay County, Collier County, Columbia County, DeSoto County, Dixie County, Duval County, Escambia County, Flagler County, Franklin County, Gadsden County, Gilchrist County, Glades County, Gulf County, Hamilton County, Hardee County, Hendry County, Hernando County, Highlands County, Hillsborough County, Holmes County, Indian River County, Jackson County, Jefferson County, Lafayette County, Lake County, Lee County, Leon County, Levy County, Liberty County, Madison County, Manatee County, Marion County, Martin County, Miami-Dade County, Monroe County, Nassau County, Okaloosa County, Okeechobee County, Orange County, Osceola County, Palm Beach County, Pasco County, Pinellas County, Polk County, Putnam County, Santa Rosa County, Sarasota County, Seminole County, St. Johns County, St. Lucie County, Sumter County, Suwannee County, Taylor County, Union County, Volusia County, Wakulla County, Walton County, and Washington County.

The following information is available by using the "i" tool to view more information about a location on the map:

Column	Description
FLD_ZONE	Flood Zone, e.g. A, AE, etc.
FLOODWAY	Floodway
SFHA_TF	IN or OUT of Special Flood Hazard Area (100 year flood zone)
STATIC_BFE	Base Flood Elevation
V_DATUM	Vertical Datum
DEPTH	BFE. The rounded, whole-foot elevation of the 1-percent-annual-chance flood. This is the value of the BFE that is printed next to the BFE line on the FIRM.
LEN_UNIT	BFE units, normally feet
VELOCITY	Velocity Measurement - n/a for Florida
VEL_UNIT	Unit of Measurement for Velocity
AR_REVERT	If the area is Zone AR, this field would hold the zone that the area would revert to if the AR zone were removed.
BFE_REVERT	If Zone is Zone AR, this field would hold the static base flood elevation for the reverted zone.
DEP_REVERT	If Zone is Zone AR, this field would hold that flood depth for the reverted zone.
SOURCE_CIT	Source Citation
ACRES	Acreage of flood zone polygon
COUNTY	County
FLOODPLAIN	Flood plain description
RISK_LEVEL	Insurance risk level
DESCRIPT	Code description
SOURCEDATE	Effective map date

For more information and the definitive resource on Effective Map Dates, please refer to FEMA's Community Status Book Report

DFIRM Flood Zone Map Sample

All plans include:

Unlimited usage.
Unlimited Flood Reports.
Unlimited reports, maps, and images.
Full access to the GIS Map Viewer.