Flood Zone Tool
Generate accurate flood reports by address to determine flood zones, insurance requirements, and flood risk anywhere in Florida.
Professional Flood Analysis
The MapWise Flood Zone Tool provides instant access to FEMA flood zone information for any address in Florida. Perfect for insurance professionals, real estate agents, surveyors, and property owners who need accurate flood data.
- Determine if property requires flood insurance
- Get Base Flood Elevation (BFE) data
- View FEMA map panel information
- Access comprehensive flood reports instantly
How to Use the Flood Zone Tool
Enter Address
Enter any street address in Florida and the map will automatically zoom to that location. You can also use latitude/longitude coordinates in decimal degrees format (e.g., 28.7456, -81.7237).
Tip: Adjust the red pin marker to the exact building location for most accurate results.
Get Flood Report
Click "Get Flood Report" to generate a comprehensive flood analysis that includes flood zone designation, Base Flood Elevation, and insurance requirements.
Reports are generated instantly using the latest FEMA DFIRM data.
What's Included in Your Flood Report
Flood Zone Status
Clear indication if property is inside or outside a flood zone
Zone Code & Description
Specific FEMA flood zone designation (A, AE, X, etc.) with full description
Base Flood Elevation
BFE data when available from FEMA flood maps
Map Panel Date
Effective date of the FEMA flood map panel
Panel Number
FEMA map panel identification number
Community Information
Community name and FEMA community number
Understanding Flood Zone Designations
FEMA uses specific codes to designate different levels of flood risk. Here are the most common zones you'll encounter in Florida:
| Zone | Description | Insurance Required? |
|---|---|---|
| V, VE | 100-year floodplain with wave action (coastal areas) | Yes - Required |
| A, AE, A1-30 | 100-year floodplain (1% annual chance) | Yes - Required |
| AH, AO | 100-year floodplain with ponding or sheet flow | Yes - Required |
| B, X500 | 500-year floodplain (0.2% annual chance) | No - Optional |
| C, X | Outside 100-year and 500-year floodplain | No - Optional |
| D, UNDES | Possible but undetermined flood hazards | Varies |
Important Insurance Note
Did you know? FEMA states there is a 26% chance of flooding over the life of a 30-year mortgage for structures within the 100-year floodplain.
Even if you're outside a high-risk flood zone, consider flood insurance - over 40% of flood claims come from moderate-to-low risk areas.
Professional Applications
Insurance Professionals
Quickly determine flood insurance requirements for new policies and renewals
Real Estate Agents
Provide flood zone information to clients during property showings and listings
Surveyors & Engineers
Access BFE data and flood zone boundaries for elevation certificates and site planning
Appraisers
Include accurate flood zone information in property appraisal reports
Technical Details & Data Sources
Digital Flood Insurance Rate Maps (DFIRM)
The MapWise Flood Zone Tool uses the latest Digital Flood Insurance Rate Maps (DFIRM) from FEMA. Starting around 2000, FEMA began updating flood zone maps nationwide to this new digital format. All counties in Florida have been updated to DFIRM.
Coverage
Complete statewide coverage for all 67 Florida counties with regular updates as FEMA releases new map revisions.
Map Scale Range
Usable at scales from 1:3,600 to 1:500,000, providing detail appropriate for both site-specific analysis and regional planning.
Data Currency
For the most current effective map dates and revisions, refer to FEMA's Community Status Book Report.
Additional Resources
Integrated with GIS Map Viewer
The Flood Zone Tool is included with your subscription to the MapWise GIS Map Viewer, giving you access to comprehensive mapping capabilities beyond just flood zones.
Additional Features Include:
- High-resolution aerial imagery
- Property boundaries and parcel data
- Wetlands and environmental layers
- Drawing and measurement tools
- Property search and analysis
- Custom map creation and printing
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